Transformations

Credit raters need a downgrade

The failure of rating agencies to predict defaults helped lead to the economic crisis. They need more than a slap on the wrist.US-based credit rating agencies helped cause and accentuate …

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Standing Tall above Disagreements

Disagreements hinder the development of our countries. An enormous amount of energy is sterilized; while others advance we miss opportunities. It is claimed that it is the others who generate …

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